/* PJICO: brand-led editorial direction. One dark opening, light content canvas. */
:root{--navy:#073967;--deep:#092a46;--teal:#006f80;--ink:#173247;--muted:#526675;--paper:#eef5f6;--line:#d5e2e5}
body{line-height:1.75;background:#fff;color:var(--ink)}
.brand img,.footer-brand img{height:auto}.brand img{width:139px}.brand{gap:19px}.brand-place{font-size:13px;letter-spacing:.09em;padding-left:19px}.brand-place small{font-size:11px!important;max-width:190px}.prototype-bar{font-size:12px!important;padding:4px 16px;background:#edf5f6;color:#456373}
header{background:#fff;box-shadow:none}.nav{min-height:76px}.nav-links{gap:23px}.nav-links>a:not(.btn){font-size:14px}.nav-links>a:not(.btn):hover{color:var(--teal)}
.btn{border-radius:4px;padding:13px 21px;gap:20px;box-shadow:none;transition:background .2s,color .2s,transform .2s}.btn.primary{background:var(--navy)}.btn.primary:hover{background:#00596b}.btn.light{border-color:#9ab5c2}.btn:active{transform:translateY(1px)}
/* Cyan in the source photography connects to the petrol-blue hero. */
.hero{position:relative;isolation:isolate;padding:48px 0 35px;background:linear-gradient(112deg,#092b4a 0%,#083c59 57%,#075e6b 100%);border:0;overflow:hidden}
.hero:after{content:'';position:absolute;inset:0;z-index:-1;pointer-events:none;background:linear-gradient(155deg,transparent 58%,#48b6c910 58%)}
.hero-grid{grid-template-columns:.92fr 1.08fr;gap:54px;align-items:center}.hero-copy{padding:8px 0 18px}.hero h1{color:#fff;font-size:clamp(38px,4.3vw,59px);line-height:1.15;letter-spacing:-.05em;max-width:570px;margin:0 0 25px}.hero .eyebrow{color:#8de0e6;font-size:13px!important;letter-spacing:.1em;margin-bottom:25px}.hero-copy>p:not(.eyebrow){font-size:17px;line-height:1.9;color:#d4e5ee;max-width:420px;margin:0 0 30px}
.hero .btn.primary{background:#fff;color:#073967;border-color:#fff}.hero .btn.primary:hover{background:#d7f0f2;border-color:#d7f0f2}.hero .btn.light{background:transparent;color:#fff;border-color:#90b5c4}.hero .btn.light:hover{background:#ffffff12;border-color:#fff}.hero-actions{gap:12px}
.hero-photo{min-width:0}.hero-photo .photo-button{border-radius:4px;overflow:hidden;background:#0e546a;border:1px solid #92d6dd50;box-shadow:0 16px 36px #001b3430}.hero-photo img{height:auto;aspect-ratio:1024/674;border-radius:0;object-fit:cover;transition:transform .55s cubic-bezier(.2,.65,.3,1)}.hero-photo .photo-button:hover img{transform:scale(1.02)}.hero-photo figcaption{color:#c6dee7;font-size:13px!important;margin-top:12px;line-height:1.7}.hero-photo figcaption a{color:#fff;text-decoration-color:#8bc9d3}
.address-strip{background:#e9f3f4;border:0}.address-grid{padding-top:19px;padding-bottom:19px;gap:24px}.address-grid p{gap:18px}.address-grid p>strong{color:var(--navy)}.address-grid>a:not(.strip-link){border-color:#c1d9df}.address-grid span{color:#486474}
section{padding:65px 0}h2{font-size:clamp(29px,3vw,38px);line-height:1.3;letter-spacing:-.04em}.section-intro{display:block;max-width:740px;margin-bottom:32px}.section-intro>p{font-size:16px;max-width:600px;margin:14px 0 0;line-height:1.8}.section-intro>.eyebrow{display:none}
.products{padding-top:58px}.product-mosaic{gap:30px;grid-template-columns:1fr 1fr}.product-main,.product-small{border:0;border-radius:0;box-shadow:none!important;background:#fff;overflow:visible}.product-main{display:flex;flex-direction:column;border-bottom:1px solid var(--line)}.product-main figure{background:transparent}.product-main figure img{height:265px;object-fit:cover;border-radius:5px}.product-main figcaption{padding:9px 0;color:var(--muted);font-size:12px!important;background:transparent}.product-copy{padding:20px 0 26px}.product-copy h3{font-size:29px}.product-copy>p{font-size:16px;max-width:530px}.audience{font-size:12px!important;letter-spacing:.035em;text-transform:none;color:var(--teal)}
.product-side{gap:26px;grid-template-rows:1fr 1fr}.product-small{display:grid;grid-template-columns:.85fr 1.15fr;border-bottom:1px solid var(--line);padding-bottom:25px}.product-small>img{width:100%;height:100%;max-height:280px;object-fit:cover;border-radius:5px}.product-small>div{padding:5px 0 0 24px}.product-small h3{font-size:24px;margin:10px 0}.product-small p{font-size:15px;line-height:1.8;margin-bottom:8px}.photo-credit{font-size:12px!important;line-height:1.7;margin-top:6px}.inline-link{font-size:14px;min-height:44px;margin-top:4px}.auto-choices{margin:22px 0;gap:12px}.auto-choices .product-shortcut{padding:13px 16px;background:#edf5f6;border-color:#d0e1e5;border-radius:4px}.auto-choices .product-shortcut:hover{background:#e2f0f2;border-color:#82b4c2}.auto-choices .product-shortcut i{display:block;margin-top:10px;line-height:1}.auto-choices strong{color:var(--navy)}
.knowledge-section{background:#f0f6f6;border:0}.knowledge-list{border-top:1px solid #bbd2d8}.knowledge-item{grid-template-columns:1fr 35px;padding:25px 0;gap:20px;border-bottom-color:#c8dce1}.knowledge-number{display:none}.knowledge-item h3{font-size:22px;margin-bottom:6px;color:#123c53}.knowledge-item p{font-size:15px}.knowledge-arrow{color:var(--teal);transition:transform .2s}.knowledge-item:hover .knowledge-arrow{transform:translate(3px,-3px)}
.unit-section{background:#fff}.unit-grid{grid-template-columns:1.1fr .9fr;gap:85px}.unit-copy>.eyebrow{display:none}.unit-copy>p:not(.eyebrow){font-size:16px;line-height:1.9}.unit-photo>img{height:425px;border-radius:5px;object-position:center 65%}.unit-photo figcaption{font-size:13px!important}.unit-fact{grid-template-columns:125px 1fr;border-top:1px solid #a6c3ce;border-bottom:1px solid #d2e0e4;padding:26px 0}.unit-fact>strong{font-size:46px;color:#006e80}.unit-fact b{font-size:16px}.unit-fact p{font-size:15px}
.claims{background:#fff;border-top:1px solid var(--line);padding-top:58px}.claims-heading{display:block;max-width:700px;margin-bottom:34px}.claims-heading>p{font-size:16px;max-width:600px;margin-top:16px}.claims-grid{grid-template-columns:1fr 1fr;gap:65px}.claims-photo img{height:450px;border-radius:5px}.claim-step{grid-template-columns:35px 1fr;gap:15px}.claim-step>span{padding:0;border:0;background:none;font-size:16px;color:#006f80;font-weight:500}.claim-step h3{font-size:18px}.claim-step p{font-size:15px;line-height:1.8}.claims-content{gap:23px}.claims-contact{padding-top:20px;gap:16px;flex-wrap:wrap}.claims-contact a:not(.btn){font-size:29px;letter-spacing:-.03em}.section-footnote{font-size:13px!important;color:var(--muted)}
.activity-section{background:#f4f7f8}.activity-grid{grid-template-columns:1.1fr .9fr;gap:30px}.activity-lead{border:0;border-radius:0;background:transparent}.activity-lead>img{height:auto;aspect-ratio:1.66;border-radius:5px}.activity-lead>div{padding:23px 0 0}.activity-lead h3{font-size:26px;margin:11px 0}.activity-lead p{font-size:16px;max-width:530px}.activity-lead span{font-size:13px!important;color:#006b7b}.activity-pair{gap:20px}.activity-pair img{height:310px;border-radius:5px}.activity-pair figure:last-child{padding-top:60px}
.document-section{background:#fff}.document-grid{display:block;border-top:1px solid #bed1d9}.document-grid>a,.document-grid>button{display:grid;grid-template-columns:160px 1fr 1fr 135px;align-items:center;gap:24px;width:100%;border:0;border-bottom:1px solid #d4e1e6;border-radius:0;padding:25px 0;background:transparent!important;transition:color .2s}.document-grid h3{font-size:20px;margin:0;line-height:1.55}.document-grid p{font-size:15px;min-height:0;margin:0}.document-grid b{font-size:14px;margin:0;text-align:right}.document-grid span{font-size:12px!important;letter-spacing:.03em}.document-grid>a:hover,.document-grid>button:hover{color:#006f80}.document-grid>a:hover h3,.document-grid>button:hover h3{color:#006f80}
.clarity{border:0;padding-top:20px;padding-bottom:62px}.clarity-grid{gap:75px;grid-template-columns:1fr 1.1fr}.clarity-lead{font-size:16px}summary{font-size:16px;padding:20px 0;line-height:1.6}.accordion details p{font-size:15px}.plus{font-size:24px}
.quote-section{background:#eaf3f4;border-top:1px solid #d5e5e8;border-bottom:1px solid #d5e5e8}.quote-grid{gap:80px;grid-template-columns:.9fr 1.1fr}.quote-copy>.eyebrow{display:none}.quote-copy>p:not(.eyebrow){font-size:16px}.quote-form{border:1px solid #cadfe4;border-top:3px solid #006e80;border-radius:4px;padding:32px;box-shadow:none}.quote-form h3{font-size:24px}.form-note{font-size:13px!important}.field-grid{gap:20px}input,select,textarea{border-radius:4px;border-color:#b7cdd5;min-height:50px;font-size:16px}.consent{font-size:13px!important;line-height:1.7}.prepare-list{gap:0}.prepare-list>div{padding:16px 0;border-bottom:1px solid #cbdee2}.prepare-list b{font-size:16px;color:var(--navy)}.prepare-list span{font-size:15px}.quote-copy .quote-aside{border:0;padding:0;line-height:1.8}
.contact-section{padding:54px 0}.contact-layout{gap:45px}.contact-details{gap:35px}.contact-details .contact-phone{font-size:24px}.contact-details p{font-size:15px}.contact-details a{font-size:14px}.faq-section{background:#f4f7f8;padding:48px 0}.faq-grid{gap:60px}
footer:not(.simple-footer){background:#0a2b45;color:#d6e5ec;border:0;padding-top:45px}.footer-grid{grid-template-columns:1.2fr 1fr 1.1fr 1fr;gap:35px}.footer-brand img{width:160px;background:#fff;padding:10px 12px;border-radius:3px}.footer-brand>strong,.footer-grid h3{color:white}.footer-brand p,.footer-grid a,.footer-grid button,.footer-bottom{color:#bed3df}.footer-grid .footer-phone{color:#fff;font-size:18px}.footer-grid a:hover,.footer-grid button:hover{color:#a5e5eb}.footer-bottom{border-color:#ffffff24;font-size:12px!important}.footer-grid a,.footer-grid button{line-height:1.7}
.page-hero{background:#edf5f6;padding:34px 0 46px}.page-hero h1{font-size:clamp(34px,4vw,49px)}.page-hero-grid{gap:55px}.page-hero figure img{border-radius:4px;box-shadow:none}.article-layout{padding-top:48px;padding-bottom:60px;gap:65px}.article-body h2{font-size:28px;line-height:1.4;letter-spacing:-.03em}.article-aside{background:#edf5f6;border-top:3px solid #006f80;border-radius:0}.simple-footer{background:#f3f7f8}.mobile-cta{box-shadow:none;background:#fffffff7}
@media(max-width:1100px){.nav-links{gap:14px}.brand-place small{display:none}.hero-grid{gap:30px}.product-small{grid-template-columns:1fr}.product-small>img{height:160px}.product-small>div{padding:18px 0 0}.auto-choices{grid-template-columns:1fr}.unit-grid,.claims-grid,.quote-grid{gap:36px}.document-grid>a,.document-grid>button{grid-template-columns:140px 1fr 1fr;gap:20px}.document-grid b{grid-column:3;text-align:left}.activity-pair img{height:240px}.article-layout{gap:30px;grid-template-columns:minmax(0,1fr) 250px}}
@media(min-width:768px) and (max-width:1050px){.nav{min-height:74px}.hero{padding:36px 0 28px}.hero-grid{grid-template-columns:1fr 1fr;gap:25px}.hero h1{font-size:39px}.hero-copy>p:not(.eyebrow){font-size:16px}.hero-actions .btn{padding:12px 16px}.product-mosaic{grid-template-columns:1fr 1fr}.claims-contact .btn{width:100%}.activity-pair{grid-template-columns:1fr}.activity-pair img{height:180px}.activity-pair figure:last-child{padding-top:0}.footer-grid{grid-template-columns:1fr 1fr;gap:30px}.quote-grid{gap:28px}.quote-form{padding:24px}}
@media(max-width:767px){.container{padding-left:22px;padding-right:22px}.nav{min-height:70px;gap:10px}.brand{gap:13px}.brand img{width:128px}.brand-place{font-size:12px;padding-left:13px}.hero{padding:31px 0 24px}.hero-grid{grid-template-columns:1fr;gap:26px}.hero-copy{padding:0}.hero h1{font-size:clamp(34px,9.6vw,43px);line-height:1.17;margin-bottom:19px}.hero .eyebrow{margin-bottom:18px;font-size:12px!important}.hero-copy>p:not(.eyebrow){font-size:16px;line-height:1.8;margin-bottom:24px}.hero-actions{gap:10px}.hero-actions .btn{padding:12px 17px}.hero-photo img{height:auto;aspect-ratio:1024/674}.hero-photo figcaption{font-size:12px!important}.address-grid{grid-template-columns:1fr;padding-top:17px;padding-bottom:17px;gap:10px}.address-grid p{display:block}.address-grid p span{max-width:none;font-size:13px}.address-grid p>strong{font-size:14px}.address-grid>a:not(.strip-link){display:flex;align-items:center;gap:10px}.address-grid a strong{font-size:16px}.address-grid .strip-link{display:none}section{padding:43px 0}.section-intro{max-width:none;margin-bottom:26px}.section-intro h2{font-size:30px}.section-intro>p{font-size:16px;margin-top:14px}.product-mosaic{grid-template-columns:1fr;gap:26px}.product-main figure img{height:215px}.product-main figcaption{font-size:12px!important}.product-copy{padding:18px 0 26px}.product-copy h3{font-size:27px}.product-side{gap:25px}.product-small{grid-template-columns:.82fr 1.18fr;padding-bottom:25px}.product-small>img{height:100%;min-height:215px;max-height:none}.product-small>div{padding:0 0 0 18px}.product-small h3{font-size:21px;line-height:1.4}.product-small p{font-size:15px}.product-small .audience{font-size:11px!important;line-height:1.7}.photo-credit{font-size:12px!important}.product-small .inline-link{margin-right:7px;font-size:14px}.auto-choices{grid-template-columns:1fr 1fr;gap:10px}.auto-choices .product-shortcut{padding:13px 12px}.auto-choices strong{font-size:14px}.auto-choices span{font-size:13px}.knowledge-item{grid-template-columns:1fr 20px;gap:16px;padding:22px 0}.knowledge-item h3{font-size:20px}.knowledge-item p{font-size:14px}.unit-grid{grid-template-columns:1fr;gap:28px}.unit-photo>img{height:340px}.unit-fact{grid-template-columns:1fr;gap:12px}.unit-fact>strong{font-size:43px}.unit-copy>p:not(.eyebrow){font-size:16px}.unit-fact p{font-size:15px}.claims-heading{max-width:none}.claims-grid{grid-template-columns:1fr;gap:27px}.claims-photo img{height:300px}.claims-content{gap:21px}.claim-step p{font-size:16px}.claims-contact .btn{font-size:14px}.claims-contact a:not(.btn){font-size:28px}.activity-grid{grid-template-columns:1fr;gap:27px}.activity-lead h3{font-size:24px}.activity-pair{gap:16px}.activity-pair img{height:210px}.activity-pair figure:last-child{padding-top:30px}.document-grid>a,.document-grid>button{grid-template-columns:1fr 1fr;gap:12px 20px;padding:23px 0}.document-grid span{grid-column:1/-1}.document-grid h3{font-size:19px}.document-grid p{font-size:14px}.document-grid b{grid-column:1/-1;font-size:14px}.clarity{padding-top:10px;padding-bottom:44px}.clarity-grid{grid-template-columns:1fr;gap:25px}.quote-grid{grid-template-columns:1fr;gap:27px}.quote-form{padding:25px 21px}.quote-form h3{font-size:22px}.field-grid{gap:18px}.contact-layout{grid-template-columns:1fr;gap:26px}.contact-details .contact-phone{font-size:24px}.faq-grid{grid-template-columns:1fr;gap:23px}.footer-grid{grid-template-columns:1fr 1fr;gap:27px 20px}.footer-brand{grid-column:1/-1}.footer-grid>div:last-child{grid-column:1/-1;padding-top:21px;border-top:1px solid #ffffff25}.footer-grid h3{font-size:14px}.footer-grid a,.footer-grid button{font-size:14px;min-height:40px}.footer-grid .footer-phone{font-size:20px}.footer-bottom{line-height:1.8}.mobile-cta .btn{min-height:46px}.page-hero{padding:26px 0 35px}.page-hero h1{font-size:34px}.page-hero-grid,.article-layout{grid-template-columns:1fr;gap:28px}.page-hero figure img{height:230px}.article-layout{padding:35px 22px 44px}.article-body h2{font-size:25px}.article-aside{position:static}.simple-footer{padding-bottom:30px}}
@media(max-width:359px){.product-small{grid-template-columns:1fr}.product-small>img{height:185px;min-height:0}.product-small>div{padding:18px 0 0}}
@media(prefers-reduced-motion:reduce){.hero-photo .photo-button:hover img,.btn:hover,.knowledge-item:hover .knowledge-arrow{transform:none}}

.zalo-fallback{display:inline-block;margin:12px 0 0 16px;text-decoration:underline;text-underline-offset:4px}.form-result pre{white-space:pre-wrap;overflow-wrap:anywhere}.quote-aside a{text-decoration:underline}.footer-brand a{color:inherit}